We offer pricing options that give you more control

Option 2

Departure fees payable

When you leave IRT the ingoing contribution will be refunded, less a departure fee. This fee is calculated on a daily basis at a rate of 5% p.a. of the ingoing contribution for a maximum of 6 years. If you stay for 6 years or longer, the refund will be 70% of the ingoing contribution.

Option 3

Departure fees payable

When you leave IRT the ingoing contribution will be refunded, less a departure fee. This fee is calculated on a daily basis at a rate of 2.5% p.a. of the ingoing contribution for a maximum of 6 years. If you stay for 6 years or longer, the refund will be 85% of the ingoing contribution.

Option 4

Fully Refundable

The full amount of this contribution will be refunded to you or your estate on departure from IRT.